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Chapter 9 - The Downward Spiral

Rock bottom, as it turns out, has a basement.

Three months after the final divorce decree was stamped, I had completely cleared out the Lake Forest house. The auction company had done a magnificent job; everything from the designer leather sectionals to the imported espresso machine had been liquidated. The house sold to a young surgeon and his wife for 1.2 million dollars.

After the fraudulent HELOC was paid off and the bank satisfied, I walked away with over six hundred thousand dollars in clean, unencumbered equity.

Daniel, meanwhile, had found that the universe possesses a wicked sense of humor.

The Cook County State’s Attorney, unwilling to drop the charges despite Richard Henderson’s desperate political donations, offered Daniel a plea deal: five years of felony probation, three hundred hours of community service, full restitution of the stolen funds, and a permanent felony record for identity theft.

With a felony conviction on his record, Daniel’s FINRA licenses were permanently revoked. The financial sector slammed its steel doors in his face forever.

One rainy Tuesday in November, I was driving through suburban Evanston on my way to visit a client. I stopped at an auto repair and oil change shop off the main commercial strip to get my windshield wipers replaced.

As I sat in the customer waiting area, sipping cheap machine coffee, I looked through the large plate-glass window into the service bay.

A man was kneeling on the oily concrete floor, struggling with an air wrench beneath the chassis of an old Honda Civic. He was wearing faded gray industrial coveralls with a patch that said *‘DAN’* stitched over the left pocket.

His shoulders were stooped. His hands were black with grease. When he stood up to wipe his forehead with a dirty shop rag, I caught a glimpse of his face.

It was Daniel.

He was thirty-two years old, but he looked forty-five. The bespoke suits, the manicured nails, the three-hundred-dollar haircuts, and the arrogant, effortless charm had been ground into dust beneath the wheel of his own choices.

Beside him, another mechanic—a younger man with grease smeared across his cheek—barked at him: “Hey, Dan! Pick up the pace on that filter! The customer’s been waiting twenty minutes! Move it!”

“On it,” Daniel muttered, his voice muffled, his head hanging low as he scrambled back under the car.

He didn't see me. I didn't get out to gloat. I didn't roll down the window to make sure he felt the sting of my success.

That would have implied he still had the power to make me feel something.

I paid for my wipers, walked out to my clean, safe SUV, and drove away into the autumn rain, leaving him exactly where he belonged: servicing the lives of others, paying off his debts dollar by dollar, hour by hour.

As for Chloe?

The grapevine in Chicago society is small and thorny. Word reached me through an old marketing associate that Chloe’s ex-husband had refused to take her back even after the baby was born. When the DNA test inevitably proved that the child belonged to a bartender in Milwaukee she had seen during her separation, Daniel had walked away, and the bartender had skipped town to Arizona.

She was currently living in a two-room flat in Cicero, working night shifts as a medical billing clerk, juggling childcare vouchers and court summonses for unpaid credit card bills.

They had both built their castles out of lies, vanity, and other people’s labor.

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And when the wind blew, the sand simply washed away.

***

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