Chapter 6 - The Fall of Cheryl Vance

By 2:00 p.m., the storm had shifted from Cincinnati to the quiet, leafy suburbs of Bexley and the upscale office parks of Dublin.
Cheryl Vance’s title office—Vance Settlement & Escrow LLC—was located in a pristine brick office building near the Scioto River.
When Rebecca and I arrived, accompanied by two state investigators from the Ohio Department of Commerce and a uniformed Franklin County sheriff’s deputy, the parking lot was quiet.
Through the large plate-glass window, Cheryl was sitting behind her mahogany desk, on the phone, waving her hands in agitation.
When the chime above the glass door rang, she didn't look up immediately. “I told you, Kyle, I cannot issue another title policy without the signed release! The bank is already asking for the original wet-ink power of—"
She stopped.
Her gaze traveled from the doorway, past the state investigators with their gold badges displayed on their belts, past the uniformed deputy, and locked onto me.
The phone slipped from her hand, hitting the desk with a dull clatter. Kyle’s frantic, tinny voice continued to buzz from the earpiece: *“Cheryl? Cheryl, are you there? Cheryl!”*
“Cheryl Vance?” the lead investigator, a sharp-featured woman named Agent Miller, asked as she stepped forward, pulling a blue folder from her briefcase.
Cheryl stood up slowly, her face drained of all color, her hands shaking so violently she had to lean against the edge of her desk. “What... what is this?”
“I am an investigator with the Ohio Department of Commerce, Division of Financial Institutions,” Agent Miller announced clearly. “I am serving you with an immediate administrative suspension of your title agent license, an order to cease and desist all escrow operations, and a subpoena for all records relating to Keller Hospitality Group, Evelyn Bennett, and the Bennett Family Irrevocable Trust.”
Cheryl’s eyes darted frantically to me. “Nora... Nora, honey, what are you doing? I’m your aunt! I’m your family!”
“You’re an accomplice to federal fraud, Cheryl,” I said, standing firmly in the center of her office. “You notarized my forged signature. You notarized a forged power of attorney for a dead man.”
“Evelyn told me you agreed to it!” Cheryl cried, her voice rising to a panic-stricken squeak. “She said you gave verbal authorization over the phone! She said you didn't want to come to Columbus because you were busy with work! I was just trying to help your brother get his restaurant started! He had nothing, Nora!”
“He had 1.8 million dollars stolen from my father’s trust,” I countered, my voice cutting through her excuses like a scalpel. “And you took eight percent of every dirty dollar that passed through this office.”
Cheryl’s mouth fell open. She looked at the sheriff’s deputy, then at the investigators, who were already pulling out evidence tape and beginning to secure her filing cabinets.
“You have five minutes to collect your personal effects, Ms. Vance,” Agent Miller stated emotionlessly. “All computers, servers, paper files, and hard drives are now in state custody. If you touch any electronic device, you will be arrested for tampering with evidence on the spot.”
Cheryl collapsed back into her executive chair, burying her face in her manicured hands, sobbing hysterically. “Evelyn swore this would never come out. She swore the bank would never look at the old files. She swore Nora would just sign the updated paperwork like she always does!”
“Nora isn't signing anything ever again,” I said.
As the investigators began boxing up Cheryl’s files, my phone buzzed in my pocket.
It was a call from the Bexley Police Department.
I stepped out into the hallway to answer. “Nora Bennett.”
“Ms. Bennett, this is Sergeant Reynolds with the Bexley Police,” a deep, measured voice said. “We are currently at 412 South Parkview Avenue—the residence of Evelyn Bennett. Are you the owner of this property?”
“The property is owned by the Bennett Family Irrevocable Trust,” I replied. “I am the sole primary beneficiary and, as of an emergency probate order granted ninety minutes ago, the sole acting trustee. What’s happening?”
“We received a 911 call from a moving company,” Sergeant Reynolds explained. “Apparently, your brother, Kyle Bennett, is currently attempting to load high-value antiques, furniture, and several personal vehicles onto an interstate transport truck. Neighbors reported an altercation between Kyle Bennett and an elderly woman who was trying to stop him from taking specific family heirlooms.”
My blood ran cold.
Kyle was liquidating.
Knowing the bank accounts were frozen and the law was closing in, he was stripping the family home bare to grab whatever cash he could before he ran.
“Sergeant,” I said firmly. “Kyle Bennett has zero legal authority over that property or its contents. All assets in that home belong to the trust. Do not let that truck leave the driveway.”
May you like
“Understood, Ms. Bennett. You might want to get over here. It’s an absolute circus.”
***