Chapter 7 - The Debt Collectors Knock

"Thirty days?!"
Tyler jumped to his feet, knocking his chair back against the wall. "Rachel, you can't evict them! They’re your parents! Where the hell are they supposed to go? Where am I supposed to live?!"
"You are twenty-nine years old, Tyler," I said, not even looking up at him. "You have an undergraduate degree. You have spent the last seven years boasting about your elite networking skills and your high-yield investment acumen. Find an apartment. Get a job. Pay your own rent."
"I don't have any money!" Tyler shouted, all pretension gone. "The crypto fund was a private placement! Derek said my initial deposit was non-refundable! I’m fifty thousand dollars in the hole to Derek's syndicate because I promised the funds would clear today! If I don't give them fifty thousand dollars, they’re going to come after me legally! They might even send people to the house!"
I looked at Tyler with cold pity. "Then you had better call the police if anyone threatens you. Or better yet, call your lawyer. But you will not use my assets to clean up your fraudulent schemes."
Arthur sat frozen, staring at the white eviction notice. His hands rested on his knees, his shoulders slumped as if the entire weight of his thirty-year facade had collapsed onto his spine.
"Rachel..." Arthur whispered. "Please. Your mother... her nerves can't take this. Where will we go? We have no savings. My social security check is fifteen hundred dollars a month. We can't even rent a one-bedroom apartment on that."
"You should have thought about that before you tried to steal sixty thousand dollars against a deed that wasn't yours," I said. "You had a free life, Dad. You had a fully paid roof over your head. All you had to do was be kind. All you had to do was treat your daughter with the same dignity you showed the waiter at your country club."
"I was wrong," Arthur choked out, the words tearing through his throat like broken glass. "I was a fool. A blind, arrogant old fool. Rachel, please... don't throw your mother into the street."
"The notice gives you thirty days," I said, standing up from my chair. "During those thirty days, the heat and water will remain on; I have already authorized the utility companies to restore service under Keystone Crest's commercial account. You will not freeze. But as of February 15th, the locks will be changed."
I picked up my leather portfolio.
"Rachel, wait!" Tyler reached toward my arm, but Marcus Cole stepped smoothly between us, his tall frame blocking Tyler with immovable authority.
"Step back, Mr. Vance," Marcus warned softly. "You are in a private corporate office. If you touch Ms. Vance, security will remove you in handcuffs."
Tyler froze, his fist clenching and unclenching in impotent fury.
I walked toward the conference room door, paused, and looked back over my shoulder at the two men who had spent my entire life making me feel small.
"Take the dollar, Arthur," I said quietly. "You might need it."
I walked out of the conference room and down the quiet hallway, leaving the door open behind me.
Ten minutes later, Chloe messaged me that Arthur and Tyler had left the building. Arthur had been leaning heavily on Tyler’s arm, shuffling his feet like a man twenty years older than his age, while Tyler stared blankly ahead, completely paralyzed by the reality of his own bankruptcy.
That evening, I returned to my condominium overlooking the river. The floor-to-ceiling windows offered a panoramic view of the city lights reflecting off the dark, moving water. The fireplace flickered silently against the polished marble hearth.
For the first time in seven years, my phone was completely quiet.
I knew the quiet wouldn't last. The storm had only just made landfall. Evelyn hadn't had her say yet, and Tyler’s creditors were not the type of men to simply walk away because a cashier's check had bounced.
At 8:30 PM, my doorbell intercom chimed.
I walked over to the security monitor. Standing in the lobby downstairs was not Arthur, nor Tyler.
It was my mother.
She was alone. She wasn't wearing her usual pristine fur-trimmed coat or her expensive leather boots. She was wearing an old down jacket, her hair was unwashed, and her face was streaked with running mascara. She looked small, terrified, and utterly broken.
She pressed the intercom button again. Her voice came through the speaker, trembling through the speaker grill.
"Rachel? Rachel, please... please buzz me up. I didn't come to yell at you. I swear to God I didn't come to yell. Please, Rachel... just let me talk to you."
I stared at the screen for a long, quiet minute. Then, I pressed the button.
May you like
"Come up to the fourteenth floor, Mom. The door is unlocked."
***